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Home Blog First-Time Home Buyer

Tag Archive

Below you'll find a list of all posts that have been tagged as “First-Time Home Buyer”

Seven Things Your Agent Should Know About Your Mortgage Approval

While many experienced real estate agents have a general understanding of the mortgage approval process, there are a few important details that frequently get overlooked which may cause a purchase to be delayed or denied. New regulation, updated disclosures, appraisal …

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AppraisalFirst-Time Home BuyerForeclosureMortgage RatesUnderwriting Guidelines

Where Does My Earnest Money Go?

Hey, I gave my real estate agent a $5000 Earnest Money Deposit check… Where does that money go? A basic and very obvious question that most First-Time home Buyers ask once their purchase contract gets accepted. According to Wikipedia: Earnest …

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Closing CostsEarnest MoneyFirst-Time Home BuyerFrequently Asked Questions

Renting vs Buying A Home

Buying a home versus renting is a big decision that takes careful consideration. While there are several biased sources that can make arguments for or against owning a home, we’ve found that most home buyers base their ultimate decision on …

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First-Time Home BuyerReal EstateRenting

Understanding the FHA Mortgage Insurance Premium (MIP)

* Disclaimer – all information in this article is accurate as of the date this article was written * The FHA Mortgage Insurance Premium is an important part of every FHA loan. There are actually two types of Mortgage Insurance …

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First-Time Home BuyerMortgage InsuranceMortgage PaymentsMortgage ProgramsUnderwriting Guidelines

First-Time Home Buyer Credit Checklist

Getting a new mortgage for a First-Time Home Buyer can be a little overwhelming with all of the important details, guidelines and potential speed bumps. Since there are so many rules and steps to follow, here is a simple list …

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CreditFirst-Time Home BuyerMortgage Basics

Making Sure Your Cash-To-Close Comes From The Proper Source

Providing proper asset documentation and the actual source of the funds is a critical element of the loan closing process. There’s nothing worse in a real estate purchase than making it all the way through the hoops and hurdles just …

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Closing CostsFirst-Time Home BuyerLoan DocumentsUnderwriting Guidelines

Talk the Talk – Know the Mortgage Lingo at Closing

What the heck are they talking about? Many borrowers go through the closing process in a haze, nodding, smiling, and signing through a bunch of noise that sounds like Greek. Even though you may have put your trust in your …

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First-Time Home BuyerMortgage TermsReal Estate Terms

How Do Mortgage Companies Value A Property That Has Not Been Built Yet?

It’s obviously easier to picture the process of estimating value on an existing property in a neighborhood that has a history of home sales, but the task of determining the value on new construction projects does pose some challenges. Appraisals …

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AppraisalFirst-Time Home BuyerFrequently Asked QuestionsNew ConstructionReal Estate

HOA Hurdles to be Aware of When Looking at New Properties

A Home Owner Association (HOA) can have a huge impact on your life when you buy a home in a PUD (Planned Unit Development) or Condominium Project. According to Wikipedia: A homeowners’ association (abbrev. HOA) is an organization created by …

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First-Time Home BuyerFrequently Asked QuestionsHOAReal Estate
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