AFFINITY HOME LENDING LLC | (404) 418-7547 | info@affinityhomelending.com

Affinity Home Lending Navigation
  • Home
  • About Us
    • Privacy Policy
    • Welcome to Affinity Home Lending
    • Staff
    • Testimonials
    • Legal
  • Mortgage 101
    • Mortgage Basics
    • Mortgage Approval Process
    • Understanding Credit
    • Mortgage Payments
    • Mortgage Rates
    • Home Buying Process
    • Closing Process
    • Mortgage Closing Costs
    • Refinance Process
    • Real Estate Appraisals
  • Loan Programs
    • Conventional Home Loans
    • Jumbo Mortgage Financing
    • FHA Mortgage Loans
    • VA Mortgage Loans
    • Reverse Mortgage Senior Loans
    • 203K Rehab Mortgage Loans
  • Loan Applications
    • Quick Quote
    • Apply Online
  • Mortgage Tools
    • Adopt My Mortgage
    • Mortgage Calculator
    • Mortgage Rates
  • Blog
  • Contact
  • Home
  • About Us
    • Privacy Policy
    • Welcome to Affinity Home Lending
    • Staff
    • Testimonials
    • Legal
  • Mortgage 101
    • Mortgage Basics
    • Mortgage Approval Process
    • Understanding Credit
    • Mortgage Payments
    • Mortgage Rates
    • Home Buying Process
    • Closing Process
    • Mortgage Closing Costs
    • Refinance Process
    • Real Estate Appraisals
  • Loan Programs
    • Conventional Home Loans
    • Jumbo Mortgage Financing
    • FHA Mortgage Loans
    • VA Mortgage Loans
    • Reverse Mortgage Senior Loans
    • 203K Rehab Mortgage Loans
  • Loan Applications
    • Quick Quote
    • Apply Online
  • Mortgage Tools
    • Adopt My Mortgage
    • Mortgage Calculator
    • Mortgage Rates
  • Blog
  • Contact
Home Blog Frequently Asked Questions

Tag Archive

Below you'll find a list of all posts that have been tagged as “Frequently Asked Questions”

Do I Need To Sell My Home Before I Can Qualify For A New Mortgage On Another Property?

Although every situation is unique, it is not uncommon for homebuyers to qualify for a mortgage on a new home while still living in their primary residence. Perhaps you are outgrowing your current house, or have been forced to relocate …

Read More
Frequently Asked QuestionsReal EstateSellingUnderwriting Guidelines

What Do Appraisers Look For When Determining A Property’s Value?

Most people are surprised to learn what appraisers actually look at when determining the value of a real estate property. A common misconception homeowners generally have is that the value of their home is determined after the appraiser has completed …

Read More
AppraisalFrequently Asked QuestionsHVCCReal Estate

Where Does My Earnest Money Go?

Hey, I gave my real estate agent a $5000 Earnest Money Deposit check… Where does that money go? A basic and very obvious question that most First-Time home Buyers ask once their purchase contract gets accepted. According to Wikipedia: Earnest …

Read More
Closing CostsEarnest MoneyFirst-Time Home BuyerFrequently Asked Questions

What Does Title Insurance Protect Me From?

By including title insurance when purchasing property, your title insurer takes on accountability for legal expenses to defend your property title, should it ever be challenged. Many different occurrences can come into play to warrant the need for title insurance. …

Read More
Closing CostsDeedFrequently Asked Questions

Should I Refinance or Get a HELOC For Home Improvements?

For homeowners interested in making some property improvements without tapping into their savings or investment accounts, the two main options are to either take out a Home Equity Line of Credit (HELOC), or do a cash-out refinance. According To Wikipedia: …

Read More
Frequently Asked QuestionsMortgage Programs

Calculating The Net Benefit Of A Refinance Transaction

Calculating the net benefit of refinancing can be a challenging task if you do not understand what to calculate. We are going to focus on the net benefits of refinancing from the standpoint of lowering your interest rate. Although there …

Read More
Closing CostsFrequently Asked QuestionsGFEMortgage Payments

Understanding the Difference Between an Appraisal vs Neighborhood Listing Prices

Why is there such a difference between what my appraised value is and the price similar homes are selling for on my street? It’s a great question, and you don’t have to be a mortgage professional or a real estate …

Read More
AppraisalFrequently Asked QuestionsLTVReal EstateSelling

How Do Mortgage Companies Value A Property That Has Not Been Built Yet?

It’s obviously easier to picture the process of estimating value on an existing property in a neighborhood that has a history of home sales, but the task of determining the value on new construction projects does pose some challenges. Appraisals …

Read More
AppraisalFirst-Time Home BuyerFrequently Asked QuestionsNew ConstructionReal Estate

HOA Hurdles to be Aware of When Looking at New Properties

A Home Owner Association (HOA) can have a huge impact on your life when you buy a home in a PUD (Planned Unit Development) or Condominium Project. According to Wikipedia: A homeowners’ association (abbrev. HOA) is an organization created by …

Read More
First-Time Home BuyerFrequently Asked QuestionsHOAReal Estate
  • Page 1 of 3
  • 1
  • 2
  • 3
  • →

Recent Posts

  • Weekly Mortgage Rate Forecast for the week of July 10, 2023
  • Weekly Mortgage Rate Forecast for the week of July 3, 2023
  • Weekly Mortgage Rate Forecast for the week of June 26, 2023
  • Weekly Mortgage Rate Forecast for the week of June 19, 2023
  • Weekly Mortgage Rate Forecast for the week of June 12, 2023
  • Home
  • About Us
  • Mortgage 101
  • Loan Programs
  • Loan Applications
  • Mortgage Tools
  • Blog
  • Contact

NMLS # 1181151

Georgia Residential Mortgage Licensee # 42129
Florida Residential Mortgage Licensee # MBR1800
Alabama Residential Mortgage Licensee # 22531
North Carolina Residential Mortgage Licensee # B-184125
South Carolina Residential Mortgage Licensee # B-184125
Virginia Residential Mortgage Licensee # MC-7205
Tennessee Residential Mortgage Licensee # 182797

TEXAS COMPLAINT DISCLOSURE

84 Church Street, Suite A, Marietta, Georgia 30060
404-418-7542

136 4th Street N, Suite 2105, St. Petersburg, FL 33701
727-709-7473

Equal Housing Lender

COPYRIGHT 2022 — AFFINITY HOME LENDING LLC

Skip to content
Open toolbar Accessibility Tools

Accessibility Tools

  • Increase TextIncrease Text
  • Decrease TextDecrease Text
  • GrayscaleGrayscale
  • High ContrastHigh Contrast
  • Negative ContrastNegative Contrast
  • Light BackgroundLight Background
  • Links UnderlineLinks Underline
  • Readable FontReadable Font
  • Reset Reset