Erik J. Waterman is a mortgage professional with a strong commitment to helping homebuyers, homeowners, and real estate professionals navigate the mortgage process with confidence.

Based in the Atlanta area, Erik has built his business around a simple philosophy: mortgage lending is about relationships, communication, and getting the deal to the closing table. His approach combines mortgage expertise with a hands-on, personal style that keeps his clients and real estate partners informed throughout the entire transaction.

As a mortgage loan originator with Affinity Home Lending, Erik works with a wide range of borrowers and loan scenarios, from first-time homebuyers and conventional financing to VA, FHA, USDA, investment-property, and non-QM lending. He is particularly focused on finding creative solutions when a borrower’s situation doesn’t fit neatly into a traditional mortgage box.

Erik also places a strong emphasis on his relationships with real estate professionals. He understands that for an agent, having a responsive and dependable lender can be critical to keeping a transaction moving. His goal is to become more than just the lender on a transaction—he strives to be a trusted resource and a long-term business partner.

What sets Erik apart is his willingness to pick up the phone, think through the problem, and stay involved. He believes that the mortgage business isn’t simply about rates and loan programs; it’s about earning trust, solving problems, communicating clearly, and ultimately helping people accomplish one of the biggest financial transactions of their lives.

Erik’s philosophy is simple: Get the referral. Earn the trust. Do the work. Get the loan closed.