Marietta Home Loans Team


At Team MHL, we have helped make the dream of homeownership come true for thousands of homebuyers. We are a top 100 nationally ranked firm recognized for outstanding customer service while offering competitive pricing and sound advice for your individual situation.

We offer a range of products, including FHA, VA, US Department of Agriculture, jumbo, and fixed or adjustable rate loans. Whether you are buying, refinancing, or building your home, we can provide you with the right mortgage to meet your specific needs throughout Georgia, Florida and Tennessee.

To give you unparalleled service, we are your point of contact throughout the entire mortgage process - from application through closing. With you every step of the way, we are here to answer your questions and give your loan the careful attention it needs. Whether you apply in person or online, you receive the same unsurpassed service.

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Erik Waterman
MHL Team Lead
678.463.5409
NMLS # 158339
Licensed in GA, FL and TN

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Todd Covington
Senior Mortgage Loan Officer
404.444.2602
NMLS # 266237
Licensed in GA

Ready to Get Started?